Froogal's Retirement Blog
Practical Canadian retirement planning — CPP timing, OAS clawback, RRSP vs TFSA, and more.
OAS rose 1.2% for July–September 2026 — here's what it means
Old Age Security increased about 1.2% for the July 2026 quarter. Here are the new maximum amounts for ages 65–74 and 75+, and what the bump is actually worth.
Welcome to The Retirement Beast
Meet Froogal and our mission — free, accurate Canadian retirement tools with no sales pressure.
8 retirement numbers every Canadian should know for 2026
The 2026 figures that shape retirement decisions — CPP and OAS maximums, the clawback threshold, TFSA/RRSP/FHSA limits, and the RRIF minimum — in one quick reference.
The 2026 TFSA limit is $7,000 — and your cumulative room may be much higher
The 2026 TFSA dollar limit is $7,000. If you've been eligible since 2009 and never contributed, your total room is about $109,000. Here's how to check.