Privacy Policy
Last updated: July 11, 2026
Summary
Core retirement calculations run in your browser. We do not require an account. Plan inputs you enter stay on your device (LocalStorage) unless you choose to contact us or subscribe to email.
Data we process
- On-device inputs: ages, balances, province, and assumptions used by calculators — stored locally when you use saved plans; not sent to our servers by default.
- Email: if you subscribe, we process your email via MailerLite (tagged source: retirement-beast) under CASL-compliant consent.
- Contact form: name, email, and message you submit.
- Analytics: if GA4 (or optional Plausible) is enabled via environment configuration, aggregate usage events may be collected. You can block analytics with browser tools.
Optional simulation endpoint
A future optional server-side Monte Carlo endpoint may receive anonymous numeric parameters only (balances, ages, return assumptions) — never names or emails. Request bodies are not stored. The site remains fully functional with on-device Web Workers only.
Cookies
Essential cookies or LocalStorage keys may remember email-modal dismissal and province preference. Analytics cookies load only when the analytics ID environment variable is set.
Contact
Privacy questions: use the contact form.
