Build Your Retirement Plan
A guided, A-to-Z plan for singles and couples — CPP/OAS/GIS, pensions, locked-in accounts, income splitting, and a survivor stress test.
Ages and province drive everything: tax brackets, benefit timing, and how long the money must last. We default the plan to age 95 — for a 65-year-old couple it's roughly a coin flip that one of you is alive past 92. Planning guides →
Not financial advice. Educational estimates only, based on 2026 Canadian rules and your assumptions. Consult a licensed advisor or tax professional before decisions. Froogal is a mascot, not a licensed professional.